About Closing Costs

"Closing Costs" are the fees that pay for various services involved in the sale of residential real estate. Buyers and sellers often negotiate to decide how to split these costs.

As you'll see below, many of the buyer's closing costs cover the costs of getting the mortgage loan. Since C2 Financial Corporation is highly experienced with closings and mortgages, we can help you understand your closing costs.

Loan Estimate (LE)

Soon after you submit your application, we'll give you the "Loan Estimate" of your closing costs. The closing costs spelled out in the LE are estimated based on C2 Financial Corporation's experience with mortgage loans, but costs usually change a little bit between delivery of the LE and closing. We handle questions about these costs every day at C2 Financial Corporation, so please feel free to ask if you have questions.

We've provided a general list of closing costs below, but we will provide you a specific list of closing costs, with amounts, very soon after you complete your loan application. At C2 Financial Corporation, we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs
  • Interest Payment
  • Escrow Account
  • Various Taxes
  • Loan Origination Fee
  • Points — A fee paid to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Credit Report
Property Taxes
  • Insurance
  • Recording Fees and Transfer Taxes
Homeowners Insurance
  • Title Insurance
  • Flood / Quake Insurance if applicable
  • Private Mortgage Insurance (PMI)

C2 Financial Corporation can help you understand closing costs. Call us at 5622061550.

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5150 E Pacific Coast Highway Suite 200
Long Beach, CA 90804-3399